Mal’s Fav Money Tools
The Copilot App
Manual budgeting not your vibe? I get it. Copilot is the best app on the market for automated expense tracking & budgeting. I"ve spent more time than I'd like to admit trying other apps and none of them REALLY worked - transactions came through inaccurately, the user experience was poor, etc.
We've now been using Copilot for 3 years. It truly makes budgeting painless and dare I say FUN. USE CODE MALLORY to get your first 2 months free when setting up! Visit the "highlight bubble" saved on my IG profile titled "Budget App" for more on why I LOVE it.
Check it out!High-Yield Savings Account
One of the easiest + quickest money wins is moving savings over to a high-yield savings account. It's important to keep cash on hand for emergencies + short term savings goals, but traditional savings accounts pay pennies in interest 😩. Insert a HYSA. I personally use and recommend SOFI. Interest 8x the national average, FDIC insurance up to $3M, no account fees, user friendly app and great customer service. *affiliate*
Open your HYSA today!
GetUpside
My favorite way to save money on gas (talk about an expense that has gone up lately!). The app is incredibly easy to use and the cash back you earn can be deposited directly into your checking account or redeemed for gift cards like Amazon, Starbucks, and more. USE CODE MALLORY3535 to save an additional $0.15 per gallon on your first use!
Check it out!And last but not least - Credit Cards!
Nothing better than reaping Credit Card awards for free travel. My 2 favorite credit cards with very lucrative point systems and affordable annual fees are below. Be sure to checkout my "travel hack" highlight on IG to learn how I use these cards together to maximize earnings.
