2027 is calling & we're getting ahead of her.
Doors to The MTM Millionaire Room are closed right now, and round one of The Head Start Challenge is underway inside it. This is the list that hears first: when doors open to join the Millionaire Room again, and when the next round of the challenge is offered after the first of the year. Until then, this free guide is where getting ahead starts.
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Eight no-brainer money moves you can knock out in an afternoon: the exact tools I use, why I love them, and the honest watch-outs nobody else seems to mention online. Drop your deets below and it's yours, plus you'll be first in line when the Millionaire Room opens its doors again and when the next round of The Head Start is offered.
What You'll Get
A printable 8-point checklist of the highest-return money moves in personal finance ā€” most people finish the whole list in under two hours.
The exact tools I personally use, why each one is my pick, who should skip it, and the honest watch-outs. RealĀ messages fromĀ others who use these same tools included.
A 20-minute net worth snapshot so you know exactly where you stand AND first dibs when the Millionaire Room reopens and when the next round of The Head Start Challenge is offered after the new year.
Real talk: January doesn't *have to* start with a money hangover or financial guilt.
BEEN THERE, DONE THAT. You feel behind financially. You swear this is the year... and then the holidays happen. The Head Start Challenge was created for exactly that.
The first round is live right now inside The MTM Millionaire Room: accountability, community, and one actionable step at a time. Doors to the Room are closed while this round runs, and the next round of the challenge is planned for after the first of the year, so you can start 2027 with momentum instead of scrambling for it.
It's built for real life.. whether you're paying off debt or already sitting on seven figures.
I don't have exact dates for either yet, and the price of the next round may increase. Get on the list so you hear about both before anyone else: when the Millionaire Room opens its doors again, and when there's another chance to join the challenge.
The waitlist hears first, always.
Get the guide + join the waitlistYOU MAY HAVE SEEN MAL ON...
Hey, I'm Mal.
Millennial mom, wife, and the financial educator behind Money Talk Mal ā€” and, as I like to say, a bit of an anomaly in the personal finance space. I bring a fresh, relatable, occasionally unfiltered perspective to a topic most people find painfully dry, and I've been lucky enough to have that perspective featured in The New York Times, Business Insider, The Cut, Morning Brew, and U.S. News Money.
My husband and I run our money the way I teach it: an annual money date, a plan we actually follow, and zero shame about where we started. Over the past several years, I've helped tens of thousands of women learn to invest, negotiate, and budget without giving up the life they want ā€” through my courses, 1:1 coaching, speaking, and a whole lot of Instagram stories.
The Head Start is the next chapter: everything I've learned about what actually gets people to follow through, packaged into six weeks with real accountability. It lives inside the Millionaire Room, and I can't wait to share both with you.
Join the waitlist