2027 is calling & we're getting ahead of her.
No entering *another* year feeling behind financially. No New Year financial hangover (you know what I'm talking about). No new year, same list of financial priorities I didn't get to. The Head Start Challenge was created for exactly starting 2027 AT PEACE financially... and this free guide is where it starts.
FREE Download
Eight no-brainer money moves you can knock out in an afternoon: the exact tools I use, why I love them, and the honest watch-outs nobody else seems to mention online. Drop your deets below and it's yours + you'll be the first to know when The Head Start opens.
What You'll Get
A printable 8-point checklist of the highest-return money moves in personal finance — most people finish the whole list in under two hours.
The exact tools I personally use, why each one is my pick, who should skip it, and the honest watch-outs. Real messages from others who use these same tools included.
A 20-minute net worth snapshot so you know exactly where you stand AND first dibs when The Head Start Challenge opens this October.
Real talk: January doesn't *have to* start with a money hangover or financial guilt.
BEEN THERE, DONE THAT. You feel behind financially. You swear this is the year... and then the holidays happen. The Head Start Challenge I am building out (in a mobile app experience!!!) was created for exactly that.
I've been working really hard behind the scenes on a next-level experience: accountability, community, and one actionable step at a time to get you in the right place before 2027 instead of scrambling after it.
It's built for real life.. whether you're paying off debt or already sitting on seven figures.
Doors open in October. I don't want you to miss this launch, because I have no idea what to expect and don't know when it will be offered again. Plus, depending on how well things go, the price may increase the next time around.
The waitlist hears first, always.
Get the guide + join the waitlistYOU MAY HAVE SEEN MAL ON...
Hey, I'm Mal.
Millennial mom, wife, and the financial educator behind Money Talk Mal — and, as I like to say, a bit of an anomaly in the personal finance space. I bring a fresh, relatable, occasionally unfiltered perspective to a topic most people find painfully dry, and I've been lucky enough to have that perspective featured in The New York Times, Business Insider, The Cut, Morning Brew, and U.S. News Money.
My husband and I run our money the way I teach it: an annual money date, a plan we actually follow, and zero shame about where we started. Over the past several years, I've helped tens of thousands of women learn to invest, negotiate, and budget without giving up the life they want — through my courses, 1:1 coaching, speaking, and a whole lot of Instagram stories.
The Head Start is the next chapter: everything I've learned about what actually gets people to follow through, packaged into six weeks with real accountability. I can't wait to share it with you.
Join the waitlist